Homeowner and Rent Protection*

If your home suffers a loss and you have to live elsewhere, the additional expenses associated with maintaining your primary residence as well as the expenses associated with maintaining temporary shelter may be unbearable. Home Owner and Rent Protection Benefits, will help to ensure that you and your family will have adequate shelter.

Benefits include:
Home Owner Deductible Reimbursement - Up to $1,000*
Covers up to $1,000 of your homeowner’s or renter’s insurance deductible for your primary residence, when there is property damage resulting in a covered claim, and the amount paid by your insurance company exceeds the deductible limit.

Emergency Cash - Up to $1,000*
Covers up to $1,000 when a loss covered by your homeowner’s or renter’s insurance company renders your primary residence uninhabitable or there is a mandatory evacuation by a public service officer or the National Weather Service.

Rent or Mortgage Reimbursement - Up to $1,000*
Covers up to $1,000 a month for up to 6 months for Rent or Mortgage expenses
incurred for the days that your homeowner’s insurance or renter’s insurance company deems your primary residence uninhabitable for at least 5 consecutive days.

Emergency Lodging Coverage Expenses - Up to $1,000*
Covers up to $100 per day for up to 10 days when a loss covered by your homeowner’s insurance or renter’s insurance company renders your primary residence uninhabitable or there is a mandatory evacuation by a public service officer or the National Weather Service.

* This is only a brief description of the plan. Complete details of the terms and conditions of coverage including eligibility requirements, exclusions and limitations, will be included in the Evidence of Coverage, which can be found in your Membership Handbook. This Protection coverage is underwritten by Virginia Surety Company, Inc. and administered by cynoSure Financial, Inc. Coverage differs for TEXAS RESIDENTS. Please call USA+ at 1-800-872-1187 for more information.